Contact us

+91-01169000553

Send us an email!

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Travel insurance Quote

Level of protection: INR

Contact details:

Travel

Your Quote Form has been sent successfully. Close this notice.

Motor insurance Quote

Contact details:

Your Vehicle Detail:

Your Quote Form has been sent successfully. Close this notice.

Life insurance Quote

Level of protection: INR

Contact details:

Have you used tobacco or nicotine products in the last 12 months?

Yes, I have No, I haven't
Your Quote Form has been sent successfully. Close this notice.

Home insurance Quote

Your House:

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Commercial Insurance Quote

Level of Protection INR

Contact Details

Your Quote Form has been sent successfully. Close this notice.

Critical Illness Insurance Quote

Level of protection: INR

Contact details:

Have you used tobacco or nicotine products in the last 12 months?

Yes, I have No, I haven't
Your Quote Form has been sent successfully. Close this notice.

All About Critical illness

Critical illness is a serious health condition that has a debilitating effect on an individual’s lifestyle and requires a considerable amount of money towards treatment. It may also lead to loss of income due to inability to work.

Know How Critical is Critical Illness
The count of serious illnesses is escalating every day. Acute illnesses also mean loss of income, change in lifestyle and permanent disability. The financial burden could be more severe than what an indemnity health insurance plan would cover. To combat this issue one needs to get a critical illness insurance which meets your large medical cost as well as provides a lump sum compensation for meeting your day to day expenses without making you run in a fanatical race for money arrangement.

Critical Illness Plan Vs Health Insurance
When Rahul was diagnosed with brain tumor, he was completely shattered. Above all, he thought his health insurance policy of Rs 10 lakh would take care of the expensive treatment that he would require on a regular basis. However, he was devastated when his health insurance company informed him that his insurance would cover only hospitalization expenses. Due to the severity of illness, he found it tough to concentrate on his business and as a result, his financial health deteriorated. There are many people like Rahul who fail to understand that health insurance is different from critical illness policy.

Who Should Buy Critical Illness Policy?
There is a good reason to buy critical illness insurance cover, especially for the earning members of the family. According to the data compiled by the National Crime Records Bureau, 26,426 people in the nation suffering from chronic ailments like AIDS, cancer and paralysis died in 2013. Also, the World Health Organization has predicted that by 2015 end, 7 lakh people will die due to cancer. With hospitals investing heavily in super specialty equipments, cost of treatment is only escalating. Once a person is hospitalized, incidental costs can go sky-high. Take cancer for instance. Herceptin (breast cancer drug) may cost anywhere between Rs 75000/vial and Rs 1 lakh/vial. A patient needs at least 16 vials. Similarly, an angioplasty can cost anywhere between Rs 1 and Rs 3.5 lakh. Getting a best critical illness plan is only seems to be a viable option.Compare cancer insurance plans & protect yourself from the expensive cost of cancer treatments.
Critical illness Insurance cover is a good option if-
1. You don’t have any savings to help you if you seriously fall ill.
2.You don’t have employee benefit packages to cover a period of time off work due to critical illness.

Why People Choose Deal4Insurance.com for Insurance
Lowest Premium In India
24 x 7 Instant Policy Issue
Free Insurance Consultation
Online Insurance Glossary
Bias for long-term customer relationships
Responsive service
Caring mindset at all customer touch points
Continuous improvement in customer processes

Inclusions in Critical Illness Cover

Critical illness rider broadly covers following diseases:


  • Cancer of Specified Severity

  • First heart attack of specified severity

  • Open chest CABG

  • Open heart replacement or repair of heart valves

  • Coma of specified severity

  • Kidney failure requiring regular dialysis

  • Stroke resulting in permanent symptoms

  • Major organ/bone marrow transplant

  • Permanent paralysis of limbs

  • Motor neuron disease with permanent symptoms

  • Multiple sclerosis persisting symptoms

  • Aplastic anemia

  • Bacterial meningitis

  • Loss of speech

  • End stage liver disease

  • Deafness

  • End-stage lung disease

  • Fulminant viral hepatitis

  • Major burns

  • Muscular dystrophy


This critical illness list is only indicative and not exhaustive in nature. Insurance companies cover a varying number of critical illnesses under different critical illness insurance policies. The list is also dependent on the critical illness insurance quote. One should carefully read the policy terms and conditions to see which all illnesses are covered under a particular policy.

Why People Choose Deal4Insurance.com for Insurance
Lowest Premium In India
24 x 7 Instant Policy Issue
Free Insurance Consultation
Online Insurance Glossary
Bias for long-term customer relationships
Responsive service
Caring mindset at all customer touch points
Continuous improvement in customer processes

Exclusions in Critical Illness Policy

Your critical illness cover will not insure you against following diseases-


  • Critical illnesses diagnosed within first 90 days from the inception of policy

  • Death within 30 days of diagnosis of critical illness or surgery

  • Illness due to smoking, tobacco, alcohol or drug intake

  • Illness occurring due to internal or external congenital disorder

  • Critical conditions or consequences due to pregnancy or childbirth, including caesarean

  • HIV/AIDS infection

  • War, terrorism, civil war, navy or military operations

  • Any dental care or cosmetic surgery

  • Infertility treatment

  • Hormone replacement treatment

  • Treatment done outside India

  • Treatment to assist reproduction

Why People Choose Deal4Insurance.com for Insurance
Lowest Premium In India
24 x 7 Instant Policy Issue
Free Insurance Consultation
Online Insurance Glossary
Bias for long-term customer relationships
Responsive service
Caring mindset at all customer touch points
Continuous improvement in customer processes

Testimonials

Few of our clients & their testimonials

See what our clients have to say about our services at Deal4Insurance.com and read through some testimonials that they have given.

Excellent service Deal4Insurance.com, compared and purchased health insurance for my parents in about 5 minutes. Nice layout and very simple. Cheers! "

-Prashant Sultania IT Professional, Bangalore

"I consider myself lucky to come through Deal4Insurance.com, really easy to buy an insurance policy on it. I bought Health insurance for me and my wife in just few minutes time. Very easy to use. "

- Neeraj Marketing, Haryana

"I was panicking when I realised travel agent didn’t provide the insurance for the trip just before the travel day . I found Deal4Insurance.com was quite helpful and got sorted instantly over a phone call. Great Service. "

-Sumanta Paul IT Professional, Mumbai

I did my vehicle insurance through Deal4Insurance.com earlier, so when the insurance of vehicle fleet expired I contacted them. They did a great a service to renewing them immediately without much hassle.

-Chandan Sharma Aum Express, Delhi

I met with an accident last month with my i20, contacted Deal4Insurance.com and they helped me through towing and cashless repairment. I was quite impressed by the professional approach and speedy service.

- Apurba Barman Impulse, Kolkata

Company informations

Reliant Concepts
G1, Abhinash Mansion,
Joshi Road, Karol Bagh,
New Delhi - 110005, India

Contact details

E-mail address:
[email protected]

+91-9899899058
+91-9810094242
+91-011-69000553

Working Hours
Mon to Sat : 10:00 AM to 7:00 PM

Visit Us On FacebookVisit Us On TwitterVisit Us On Google PlusVisit Us On Linkedin