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Jewellers Block Insurance Quote

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Jewellers Block Policy Scope

The policy comprises four sections which are optional except for section I which is compulsory.

Section I : Covers loss or damage to jewellery , gold and silver ornaments or plates , pearls, precious stones, cash and currency notes whilst contained in the premises insured, by fire,explosion, lightning,burglary,house breaking, theft, hold up, robbery, riot, strike and malicious damage and terrorism.

Section II : Covers loss or damage to jewellery, gold etc. as described in Section I whilst it is in the custody of the insured, his/her partners, employees, directors, sorters of diamonds or whilst such property (excluding cash and currency notes) is in the custody of brokers, agents, cutters and goldsmiths.

Section III : Covers loss or damage to property described in Section I whilst in transit by registered parcel post, air freight or through angadia.

Section IV : Covers loss or damage to trade and office furniture and fixtures in insured premises due to fire,explosion, lightning,burglary,house breaking, theft, hold up, robbery, riot, strike and malicious damage and terrorism.

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Highlights

This is a package policy specially designed for jewellers & diamontaires i.e. those establishments dealing solely in diamonds.

Jewellers premises are categorised into Class I, II or III depending upon the type of security provided for the premises.

Discount in premium is available in case the premises have special protection devices like built-in vaults, strong rooms, closed circuit T.V. or armed guards.

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Who can take the policy?

The policy can be taken by jewellers who are wholesalers or retailers. The policy cannot be given to establishments whose work is predominantly manufacturing like cutters and goldsmiths. The policy also cannot be given to angadias , brokers or pawn brokers etc.

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How to select the sum insured?

The sum insured under Section I and II should represent the cost price of the jewellery items. The sum insured under Section III should represent the maximum loss likely, arising out of any one incident. The sum insured under Section IV should represent the market value of the property.

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How to claim?

In case of any incident giving rise to a claim under the policy , the following steps should be taken :

1. Inform insurance company within 24 hrs.

2. In case of burglary,theft etc. inform police immediately and obtain FIR

3. Submit claim form and relevant documents to surveyor appointed by Insurance Co. to substantiate loss test.

Why People Choose Deal4Insurance.com for Insurance
Lowest Premium In India
24 x 7 Instant Policy Issue
Free Insurance Consultation
Online Insurance Glossary
Bias for long-term customer relationships
Responsive service
Caring mindset at all customer touch points
Continuous improvement in customer processes

Testimonials

Few of our clients & their testimonials

See what our clients have to say about our services at Deal4Insurance.com and read through some testimonials that they have given.

Excellent service Deal4Insurance.com, compared and purchased health insurance for my parents in about 5 minutes. Nice layout and very simple. Cheers! "

-Prashant Sultania IT Professional, Bangalore

"I consider myself lucky to come through Deal4Insurance.com, really easy to buy an insurance policy on it. I bought Health insurance for me and my wife in just few minutes time. Very easy to use. "

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"I was panicking when I realised travel agent didn’t provide the insurance for the trip just before the travel day . I found Deal4Insurance.com was quite helpful and got sorted instantly over a phone call. Great Service. "

-Sumanta Paul IT Professional, Mumbai

I did my vehicle insurance through Deal4Insurance.com earlier, so when the insurance of vehicle fleet expired I contacted them. They did a great a service to renewing them immediately without much hassle.

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I met with an accident last month with my i20, contacted Deal4Insurance.com and they helped me through towing and cashless repairment. I was quite impressed by the professional approach and speedy service.

- Apurba Barman Impulse, Kolkata

Company informations

Reliant Concepts
G1, Abhinash Mansion,
Joshi Road, Karol Bagh,
New Delhi - 110005, India

Contact details

E-mail address:
[email protected]

+91-9899899058
+91-9810094242
+91-011-69000553

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Mon to Sat : 10:00 AM to 7:00 PM

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